As a nurse or midwife, you spend your time caring for others – but your income doesn’t always stretch as far as you need it to.
With salary packaging for nurses, you may be able to increase your take‑home pay by paying for everyday expenses using your pre‑tax income. That means you could reduce the tax you pay and keep more of what you earn – without picking up extra shifts.
Through Smart Salary Packaging, you can use pre‑tax income for everyday expenses like rent, mortgage repayments, personal loans or credit card bills, and explore options like Smart Novated Leasing to package a car and its running costs.
With simple setup and healthcare specific support, getting started is easier than you might expect. Eligible employees may also receive a $20 gift card when they sign up.
How you could increase your take‑home pay
If you’re a nurse or midwife, your work is already demanding – long shifts, emotional pressure, and constant responsibility. If you work in a public or not-for-profit healthcare organization, salary packaging for nurses offers a practical way to increase your take-home pay without working more hours.
Salary packaging allows you to pay for certain expenses using pre‑tax income. This can reduce the tax you pay, so more of your salary stays in your pocket each pay cycle.
Why more nurses are choosing Smart Salary Packaging
With Smart Salary Packaging, you get clear, practical guidance to help you understand what you can package and how to get started.
Many nurses miss out because it seems complex or only worthwhile for large expenses. In reality, everyday costs can make a difference.
If you work in a public or not-for-profit hospital, aged care provider, or community health or disability organisation, there’s a strong chance you are eligible.
What you could package
Depending on your employer, you may be able to package:
- Everyday living expenses – such as rent, mortgage repayments, personal loans, or credit card bills
- Meal and entertainment expenses – including meals between shifts or dining out
- A vehicle through Smart Novated Leasing – package a car and its running costs using pre‑tax income
Setting it up correctly is key – Smart helps you do this with confidence.
Why salary packaging matters for nurses
You’re already feeling the impact of rising living costs. At the same time, shift penalties can push your income into higher tax brackets.
Salary packaging for nurses is one of the few ways you may be able to improve your take‑home pay without changing jobs or working extra hours. It’s not about earning more – it’s about keeping more of what you already earn.
That could mean:
- More breathing room for everyday expenses
- Less pressure between pay cycles
- Greater control over your finances
According to the Smart Report: Stretching Your Salary:
- 78% of hospital workers are concerned about cost‑of‑living pressures
- 66% feel more financially stressed than they did 12 months ago
Why choose Smart
Smart Salary Packaging is designed for busy healthcare professionals, with support tailored to your workplace.
- Guided, simple setup
- Easy-to-use app for claims and balances
- Clear, plain English explanations
- Dedicated healthcare support team
- Tools to estimate your potential savings
- ATO‑aligned processes with employer specific guidance
Make your income go further
You give a lot in your role. Smart salary packaging for nurses is one way to help your income work harder for you.
Whether you’re early in your career, managing household expenses, or planning ahead, Smart helps you access benefits you may already be entitled to – simply and confidently.
Get started today
If you’re eligible, you could start seeing the difference in your pay sooner than you expect.
With Smart Salary Packaging, you can:
- Check your eligibility
- Estimate your savings
- Get set up correctly
You can also explore Smart Novated Leasing to maximise your benefits further.
Get started today or speak to the Smart team for personalised guidance tailored to your workplace.
